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Commercial/Business Insurance

Whether you’re shopping for commercial insurance, ready to purchase a policy or reviewing your current coverage, we’re here to help you:

  • Research business insurance options by coverage type and industry type.
  • Understand the value Farmers agents and claims representatives add to your experience.
  • Get answers to questions that are often asked by small business owners like you.

Our goal here is simple: To equip you with information so you can choose the coverage you want for your business.

Coverage types

Business owners have told us they like the customizable policies that we offer — and these are the major components in your robust menu of business insurance options.

Property – Coverage for risks related to your business’s building, property, inventory or income.
Liability – Coverage for risks ranging from customer injuries to wrongful termination.
Crime – Coverage against money and securities theft committed by employees or third parties.
Auto – Coverage for vehicles you own, lease or rent for business use.
Workers’ Compensation – Assistance for employees if an injury or illness occurs on the job.
Umbrella – Additional liability coverage that supplements an underlying policy.
Life – Coverage that can help attract and retain employees, and prepare for business succession.
Loss Control – Services that help you increase on-the-job safety and efficiency.

Additional Business Insurance Options to Consider

You can also explore coverage options with these handy “cheat sheets” that outline industry-specific insurance options for businesses like yours.

Apartment – For owners of small apartment buildings, large apartment complexes and everything in between.
Auto Service and Repair – For owners of shops that specialize in collision repair, oil changes, transmission repair and more.
Commercial Real Estate – For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.
Education and Non-Profit – For organizations including museums, schools and civic groups.
Home and Building Service – For independent contractors such as plumbers, electricians, landscapers and painters.
Homeowners Association – For governing bodies that manage the common areas and other aspects of a homeowners association.
Hospitality – For the owners of hotels, motels and bed and breakfasts.
Manufacturing – For companies that manufacture products of virtually any type.
Office – For the offices of independent professionals such as doctors, lawyers and consultants.
Religious Organization – For churches, synagogues, mosques, temples and other types of religious organizations.
Restaurant and Food Truck – For owners of food trucks and quick service, casual and fine dining restaurants.
Retail Store – For those who own shops such as salons, dry cleaners, boutiques and convenience stores.
Wholesale – For businesses that provide wholesale goods and services to retail industries.

Why Choose US?

For almost 30 years we have been putting customers first — personalized attention is a hallmark of the Insurance Center of Central Texas experience. You’ll probably have a few questions as you research insurance coverage for your business. Give us a call and we can help answer any questions you might have.